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the following comment has been edited to remove identifying details. the comment itself is posted because the reader is asking for advice. if someone wants to carry on a private correspondence with the author of the email, plz send your email address. the author of the email should also send hers. thanks.
ReplyDeletefrom L:
I have been amazed or shocked at how naive and ignorant I was. I have made major decisions to change my life even though the remainder of my family and friends think I am a bit crazy. Today I am about to make another major decision. I have no support. My situation the past 12 years:
[Name of Company] [ousted] xxxxx people out of their homes in a massive landslide by bankrolling these xxx companies.... along the edge of cities and ...pipelines, eagles' nests etc etc. xxx homes slid and xxx of the rest of us were devalued. MY home is on a flat lot on the top but they think it may go over the cliff someday. It creaks and the bedrooms on the south are sinking slightly although it looks normal. Most officials now say it has stabilized. xxxx came in 6-7 years ago and said we had one chance to take their low interest loan and buy another house. So I did-well I rented it for awhile to pay for it-new experience-first guy didn't pay and stole everything out of it, second was a single mom whose kid destroyed all carpets, lino, fireplace glass, sinks, snakes's sawdust down plumbing, carved name in beautiful wood etc. I completely overhauled it. Then the last several years I rented it at low rent to friend and it looks like Better Homes and GArdens house. They always pay on time and he is on disability and a senior-retired-although not really disabled-just bad back from work. His company was bought out by xxxx. My husband's xxxx company, xxxx, was bought out,split up, and sold off in xxx for the electricity. My husband is on Social security and older and retired. I can finally afford everything barely and have almost paid off my debts (except for the mortgage on that other house) including three roofs with all the problems of landslide area etc. But after reading all this stuff about the economy being so precarious (only started reading FTW two years ago) and having one big bill left and hardly any money left except maybe 10,000 in gold, I am putting the rental house on the market which is making me and the renters sick. My husband is in denial and won't sell this slide area house we live in. Neighbors all think it is fine here. Our area in xxx is one of the last cheap areas left so prices, unlike the rest of the US, are the highest they have been and people are moving here as it is one of the last cheap places... So I think I need to do this right?Sell it, pay off the last bill and mortgage and put a tiny bit more in gold. And then I need to sell my house quickly and find a small town to live in (we are xxxx here on the xxxx xxxmiles north of xxx) where I can grow stuff.My kids are in their twenties and work in xxx and live nearby there, not at home. We have clay soil here. This is my home of 31 years that I fought the xxx for you see so it is not easy to do this. Am I doing the right thing???? I can always let the renters live in my current house with us if need be (4 bedroom 2 bath-we added on) but they have family in town with land and place to grow stuff. I gave them cheap rent for three years xxx$ a month cheaper than normal rent. It doesn't cover my payments. I know I shouldn't ask you guys when you are so busy...please please tell me I am doing the right thing today???(Listing the rental house) Thanks
the person who wrote the first comment and asked for advice has now sent her email address. if anyone has answers for her, plz let us know and i'll forward it. thanks.
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